Success Stories

STOP READING!

Before you go any further, I want to tell you about my brand new e-book titled, "Case Studies,
Success Stories & Happy Campers." 

It is a free download

This e-book is almost 100 pages of actual case studies showing how folks have used my techniques to make money in real estate investing. They tell you, in their own words, exactly HOW they did it. 

You can download it free at:
http://www.zerodowninvesting.com/casestudy.html

The comments on the web page below are included in this e-book, but there is much, much more that has just been added that will help you learn how to make money investing in real estate. Click the link and...

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Here are some folks who have taken my course and are realizing their dreams and changing their lives

Using their insights, you will discover how you can follow in their footsteps and do it too!

Here are the letters and the comments that we have received in the recent past.

All of these are real people and real comments. It is illegal to "create" testimonials, so I keep all of these emails and permission to use them on file at my office.

The first letter is from Gary O'Neal from Charlotte, North Carolina. He jumped right into the program and made money within 45 days of the time he started.


 

Hello Joe,
I wanted to take this opportunity to thank you for your help in getting my real estate investing career off the ground. 

As you know, I have been investing in rental property for over 15 years. I decided that 2001 was the year for me to expand my efforts to full time investing and in order to do that, I needed to begin to generate CASH FLOW immediately. 

I decided to order your book and sign up for your personal coaching.

It took only about 1 month for me to find my first deal to work on. I found a nice 3 bedroom house that the owners wanted to get out of. 

The owners had a second mortgage so the loan balances  were right at the retail value of the house. With help from you, I formulated an offer to buy the home "subject to the existing loans."

I offered to take over the payments if they would pay me $6,500 at closing. They were anxious to move into their new home and they agreed to my offer! (NOTE FROM JOE: This surprised me... usually you don't get money "up front" from the Seller, you make it on the back end. END OF NOTE)

I am now in the process of locating a tenant buyer for the property. I am going to lease it with an option to buy. I will charge at least $2,000 as a non-refundable lease option fee and have them pay a monthly rent that will cover my monthly costs.

So I walked away with almost $6,500 on MY FIRST DEAL!  And will make another $2,000 when I lease option it out... not  to mention the tax benefits (depreciation) and the market  appreciation on the property.

If the lease optionees don't buy the property in 1 year, I'm  going to sell it to someone else and make even more money.

It was great to have your help in getting this first deal done all the way to closing.

You have been extremely responsive and helpful in  everything that we have worked on together. I have already found my second property and purchased it (again with NOTHING DOWN). I am meeting with the tenant-buyers  tomorrow morning to collect their $5,000 lease option fee... I got this new property lease optioned really fast.

I want to thank you again for all your help.

I wish you much continued personal and professional success,

Gary O'Neal - Charlotte, North Carolina

 


 

This next email is from Tim Kilmartin from Pennsylvania. He had been in the coaching program for 2 weeks when he sent this letter.

 

Way to go, Tim. Not everyone has success this early in the program. 

 


 

Hello Joe,

My first deal was really easy.  I found a single-family house in my hometown that has been vacant for 3 years.  I checked with a Realtor for details and apparently, the owner moved. 

 

They hadn't been able to find a buyer because the house needed some big repairs, like the roof.  

 

I put in a bid at 50% of the appraised value and to my surprise it was accepted!

 

I got bids from contractors on the repairs and the total costs between purchase price and rehab costs will be right at $32,000 (I live in a very inexpensive community in Central PA).  

 

The best part is that a very comparable house down the street just sold for nearly $70k.  

 

I got a preliminary appraisal done, taking into account the rehab work, and my house appraised at $60k.  

 

Wow!

 

My next step was to find a buyer. When I got your second weeks material on ads and signs and so forth, I grabbed my local paper to see how many similar ads were there.  To my surprise, I found an ad with some people who looking to rent a 2 or 3 bedroom house near my town.  

 

Excitedly, I called the number.  That person wasn't looking to travel quite so far, but they knew of another person looking for the same thing in the area where my new house is located.  

I called this person and he was extremely excited about my rental.  

 

I collected this guy's personal info (job, previous landlord, etc. like you showed me how to do) and made some calls.  

 

After feeling comfortable with the prospective tenant, I made an appointment to show them the house the next day. He is very excited about the house and its location.

 

Based on the costs I have into the house right now, I will be able to charge monthly rent that will provide me positive cash flow of about $250/month.  

 

Then based on the info you sent me about the things that add the most value to a house, I could be looking at profits over $30k or more when I sell it.  

 

Amazing!

 

I look forward to getting your weekly manual on rehabs.

 

Thanks for all your help already.

 

Tim Kilmartin

Tyrone, Pennsylvania

 


 

I got this next email the day after this Chiropractor joined the 26 Week Coaching Program. His name is Mareechi Duvvuri, DC and he is goes back and forth between the Bay Area of San Francisco and Hillsboro, Oregon.

 


 

Joe!
You weren't kidding. This is intense stuff! 

 

For me the big hurdle was the mental 'can I do it?' hurdle. 

 

I still have to get through that as it keeps on popping up. With my chiropractic business I had the same problem. I know that I've got to just follow the recipe and keep to the program and all will be well. 

 

I know this is not a Lotto, thanks to you :~) 

 

It's a business for life and it needs to grow properly with the right care and nurture...then the fruits will indeed be sweet! 

 

Talk soon, Joe! 

I'll be calling soon to set up a one-on-one consultation call.


Mareechi Duvvuri, DC - Hillsboro, OR


 

Here is a short series of emails I received from Lolita Johnson in Tulsa, Oklahoma. All of these emails where sent within 30 days after she joined the coaching program. The wording in the emails sort of ran together because she was so excited and didn't put in any periods. I cleaned them up a little, but they are essentially the same.  I think you'll see why she was so jazzed when you read them.

She took advantage of my "unlimited emails" policy and sent me lots of questions while she was going through the process. She refers to that in the series of letters.

I hope you catch her enthusiasm. I know I enjoyed and looked forward to receiving her emails. This is the kind of attitude it takes to succeed in business.


Email One: 

Hello Joe,
Of course I don't have to say my name in this e-mail... lol.

You've heard from me enough already. 

Well, I was at work yesterday for my 16 hours of hard mental labor and Dwayne was at home because his wife is expecting at any moment now. 

He called me to tell me that all of the hard work and running around and talking to a lot of people has finally paid off.

We have sold 1 property to an investor. This is what we did.

We followed your program instructions and when the investor
called, we qualified him and we found out what he was looking for. 

Then, we gave him the address of the property that best fit his needs and he called back to say that he wanted it.

Now it is sold and we will be meeting with him some time today. 

We are just plain old happy because we have truly been working hard and working some long hours and working on our
other jobs... so we are exhausted... but if it keeps rolling like this, our jobs soon will be a thing of the past. 

So these are our progress notes for this week.

Thanks Joe,
Lolita


Email Two: The next day

Hello Joe,
We are on our second deal right now with 1 more in the making! 

And yes, you were right, you can't give up... and guess what... we were never thinking of giving up. 

We were just stepping back and assessing the situation and  regrouping to see where we have been making mistakes.

 We have put it all down on paper so we will have a clear picture of what we are doing and the direction we are going in. 

For our first deal, we will be getting a total of $3,000.00, so we are not doing to bad. 

Thanks Joe,

Lolita 


Email Three: Two days later

Hello Joe,
Here is an update on what we have accomplished during the last couple of days. 

We have 4 houses under contract and heading to closing!

We have found a broker who is willing to set us up with a line of credit for houses... only 50,000 dollars for now, but that may go up soon. (Joe's Note: You don't need to work with lenders to do my program and the deals that she has done did not use ANY conventional financing) He is also getting our investors pre-approved for their loans the houses they are buying from us.

We have a lady in Arizona who has a listing of foreclosures that are in the Tulsa area and she is faxing that to us now... as I am writing this e-mail to you. 

So let me know if all of this sounds good to you.

Thanks Joe,

Lolita 


It's not just good, Lolita, it's amazing. Way to go! - Joe


The next two letters are from Sonya Thompson from Arlington, Texas. 

She started having success with the program within just a few short weeks of signing up.


 

Email One:

 

Joe, 

Just wanted to let you know that your course has opened up a whole new outlook on the world of Real estate! 

 

I am learning the hassle free way to make money in real estate. 

 

Tomorrow I will be getting a contract on one of the properties I'm working on! 

 

In May, I paid $715.00 for a real estate course, gained a lot of knowledge, but a lot of the little pieces were missing. 

 

I was working with a "mentor" who was trying to help me, but it just never seemed to come together. 

 

I spent over $400.00 on advertising, a ton of money on gas, and wasted a lot of my personal time with no results!  
 

After receiving your $0 Down Course, I began to follow the instructions that you gave. 

 

As I began to study this information, the big picture came together. Your course was exactly the way I wanted to work in this market, because my time is very limited

 

I am by no means a religious person, but I love Jesus Christ with all my heart and I believe he used you and your course to provide me with the information I needed. 

 

I can not thank you enough for responding to me via e-mail to answer some of the questions I had. This was the best money I ever spent in my life and the returns are sure to be phenomenal. 


May God Bless you, and multiply your business 100 times! 

 

Sonya L. Thompson

 


 

Email Two: Two days later

 

Joe, 

 

Just an update on my progress since the last email. 

 

I will have another buyer under contract this evening and am working on a 3rd one to be completed by Wednesday or Thursday. 

 

Once again I extend my heart felt thanks to you for your $0 Down Course. 

 

You have helped me realize success in real estate that I could have not gained on my own. 

 

God Bless you and multiply you 100 times more! 

 

Sonya L. Thompson

 


 

This next success story is from Rick Knight in Cuyahoga Falls, Ohio.

 

He is a Realtor and had a ton of knowledge before he started working with me. I must admit, it was great coaching someone who already spoke the lingo. He had a very short learning curve and has made a great success of the program.

 

He is a pretty busy guy and he wrote this letter because I asked him to relate some of his experience with the program to you.

 

He is not exactly verbose, but I think you will be able to read between the lines.

 


 

From the desk of Rick Knight:

 

I first started working with Joe last August. 

 

At the time, I was flat broke and had bad credit, but, as a Realtor, I knew that the best type of investment out there was real estate. 

 

I thought that most Real Estate Agents were nuts not to invest in the thing they knew most about. I was determined to invest in rental property and flip properties.

 

After talking to Joe for a few weeks and reading the material several times, I decided to take action.

 

My first deal was a piece of vacant property that I purchased for $35,000. The Seller carried back a first mortgage for the entire amount!

 

I turned around and sold this property for $41,000 in less than 7 days.

 

My profit was close to $5,500 after closing costs. Thanks for showing me how to do this, Joe.

 

Rick Knight

Cuyahoga Falls, Ohio

 


 

I talked to Rick last month. He is doing deals every day now and making more money than he ever has in his life. Last month, he put together 5 deals and made a quick $5,000 on each deal. These were deals that he put nothing down on.... zero, zip, nada! 

 

Not a bad month if you ask me.

 

Way to go, Rick. I knew when I first spoke to you that you would succeed at this. 

 

You don't need money to make it work, but you do need a willingness to work the program and follow my instructions.

 


 

This next letter is from a real estate associate of mine in Denver, Colorado. His name is Todd Bates.

 

He's an old salt at this business and has seen just about everything. He is also very experienced and I respect his opinion... especially since he has the good sense to like my material. ;-)

 

I sent him my course and asked for his opinion.

 


From The Desk Of Todd Bates:

In the fall of 1998, I got a call from a real estate agent named Joe Crump. He said he had a foolproof method to help investors (or any buyer, for that matter) purchase real estate with no money down, no credit check and no job or income. He also said, if anyone (even someone who is not particularly bright), would follow his step-by-step system, they could use his techniques to purchase $1,000,000 in real estate in less than a year.

My first reaction was, "Come on, Joe. I've seen everything in this business and it won't work."

I had been one of the world's top producing real estate agents myself for years (I sold $22 million a year) and I had never seen anything that could do what Joe claimed. As a matter of fact, I hadn't seen anything that would even come remotely close to doing what he claimed.

I have read Carlton Sheets, Wade Cook, and just about every other get rich, real estate guru out there and their books and tapes were pretty informative (expensive, but informative... I think I paid $1200 for Wade Cook's material years ago), but the ideas that they presented were very hard to implement. And if you have bad credit or no money for a down payment... forget it.

But Joe started talking about his ideas and within a few short minutes, I knew it would work. He had taken some pretty simple ideas about real estate financing and marketing and combined them to create a program that is absolutely awesome. Now, he's turned it into a course and it is an excellent read and very easy to follow.

I am convinced (and I may be the toughest, most jaded audience out there) that Joe's system will work for anyone in the free world. Sometimes there is genius in simply taking several mundane ideas (that everybody has heard about before) and combining them in a way that creates a powerful new synergy... a money making system, that becomes a powerful, unstoppable force for anyone who makes the least effort to implement it.

I know you will enjoy his material.

Sincerely,

Todd Bates

Denver, Colorado

 


 

I receive short comments everyday from folks who are using my systems and reading my course.

 

Here are excerpts from what they have to say about the program and the materials.

 



If you are serious, this is a great place to start... even if you know nothing.
Mike Nelson - Duncan, OK 

Well written and explained in great detail. Still worth buying at double the cost. Nice to find someone honest & willing to share their ideas and what has worked for them.
Danny Pollock - McLean, VA 

This is a good program with solid information.
Audie Medrano - Rowlett, TX 

I'm very pleased. It is worded in a way anyone can understand and use to succeed. When you buy the program, it may seem expensive, but it's really a small investment for starting your own business. In a very short amount of time, you earn over and above what you paid for the books. There is a lot of valuable info and a lot of earning potential. People throw millions of dollars away on the lottery for a chance to live a better life. The 
methods in these books have been proven successful over and over. 
Laura Rincon - Riverside, CA

There is a wealth of information in all the material I have invested in and I am very pleased with the material. I know that this is the perfect business for me, I also wanted to help my children and possibly get them started in the real estate business.
Frankie S. Kozielski - Spring Branch, TX 

If you question buying because you have been ripped off before, or if what you bought didn't help because you 
didn't work hard at it, then look no further. If you want to be rich and not lift a finger or WORK to get there, 
then I wouldn't waste time on Joe's course. Only buy if you are serious... Sorry Joe, but I believe you would 
agree.
(Joe's note: I absolutely agree!) I would like to thank you, Joe, for being an honest guy, someone not out to make a quick buck off everyone. We all want to be well off, but truth and honesty is the only way to get repeat customers. Again, thank you. 
Nathan Smith - Logansport, IN

The things you'll learn in this course easily make it worth 10 times the price. Even if you don't use it to invest in Real Estate, you can apply these principals to purchase a home for your residence or a bigger home if you already own a home. 
Damon Dill - Chester, PA

It is down to earth and practical. 
Dale Connaghan - Nanaimo BC Canada 

There's a lot of useful information here.
Jack Huerta - Beaverton, OR 

Thanks Joe! I started reading and could not put it down!
AJ Romyn - Kearns. UT

I am very pleased with both products... the Real Estate Course and the Clean Your Credit Course. A small investment in yourself now will pay off hundreds or thousands of times when it has improved your self-esteem and made you a more productive individual by learning and applying what is in these courses. 
Christopher T. Larson - Arlington, TX

I am very pleased with the product. Your manual gives all the groundwork you need to get your Real Estate 
business up and running. For someone like me, who had no experience with real estate, it was a blessing to be able to follow easy, no nonsense steps. If you are thinking about getting his program, go for it... it is worth the money. If you are willing to put the work and effort that is required in following the system, you will make the money back that you invested in no time. The sky is the limit after that. What stood out for me is that this system is just that, a system. I've heard horror stories of other programs that give you a lot of facts, but no true way to get your business up and rolling. As a beginner, a system is crucial for your success. 
Gareth Tovey - Alberta, Canada 

Your program really explains what and how to start in great detail. I thought the price was very inexpensive
considering there are so many "competing" programs out there. The information provided is well worth the money and is a great starting point for those who are just getting into this business. 
Tony Valdez - Boise, ID 

Nuts and bolts of real estate investing. No fluff, includes all needed forms and checklists. 
Bob Underwood - Yuma, AZ 

This material has very good instructions that other courses fail to mention. 
Christopher M Burton - Kissimmee, Fl 

Very simple steps. This is what I look for in a guide. I would rather have 10 pages of meat than 100 pages of 
fluff. Your guide is (a lot) more than 10 pages, but it is full of meat.
Troy Warren - Cave Creek, AZ 

It is well worth the investment. Knowledge in business is key and there is plenty of it in this book.
Louis Zagaris - Plymouth, NH 

 

Buy it!

Merry Oman -  Dana Point, CA

 

Follow your dreams and start here by investing in yourself.

Dawn Grosvenor - Rockwall, TX

 

I've found a great deal of useful information in this book. I am using the offer/counteroffer forms, and tips on what makes a good property. I'll be buying my first rental within the next month. 

Jim Hoffman - Carmichael, CA

 

Great value for the money.  I particularly found the complete FILLED IN and EXPLAINED contracts helpful to understanding the subtleties involved. This book series holds your hand and guides it.  You get the reasoning, the method, and the tools in simple-to-understand language and an almost cook-book plain series of steps to follow.

Steve McCurdy - Houston, TX

 

I would definitely consider this book if I wanted to get off to an immediate start in real estate investing. I would recommend the book to anybody that wants a real-world  how-to on beginning real estate investing.

Steven M. Hunter - Jacksonville, FL

 

Buy it, it is very informative.

Felicia V. Clayton - Farmington, MI

 

The price you set was cheap, but the correspondence from you has been priceless. Just buy it... you'll find it valuable... and if you don't, Joe guarantees it!

John Hartl - Rapid City, MI

 

I am very excited. Its order, accuracy and clarity, make me think it is reliable. The price is not comparable with the knowledge and the benefits it can bring. 

Olga Giraldo - Albuguerque, NM

 

EASY TO FOLLOW, STEP-BY STEP INSTRUCTIONS.

Eddie Gonzales - Palo Alto, CA

 


 

Here is a brand new 

success story!

 

Click Here for the whole story and pictures in his words. This fellow had been working the program for 7 weeks when he completed his first deal! 



I get comments like these everyday. As you can see, they
come in from all over the country... and Canada.

I come from German-English stock and grew up being told
that it's not polite to pat yourself on the back in public... well... not everything I was taught was accurate. ;-)


I'm proud of my material and excited to see the successes that are coming to folks who apply my methods.

 

 

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